2024 Best travel credit card reddit - 28 degrees latitude is the only fee free international card I know of, no rewards though. I like finder as a card comparison site to look at, point bonuses come and go so you have to see what’s currently available. 3. Playful_Fennel_2293. • 10 mo. ago. The Bendigo bank ready credit card is really good too.

 
The rewards on the no fee cards rack up very slowly. TD Aeroplan Visa Infinite - Good card to churn every 2 years (Use for 1 year for free. Downgrade to no fee card and wait out 12 months until you can churn again). Tons …. Best travel credit card reddit

Aug 19, 2023 ... Heard a lot of great things about Chase Sapphire Preferred, but also Capital One Venture - since I'm with Capital One already, would it be ...View community ranking In the Top 1% of largest communities on Reddit. Best Travel Credit Card? (Minimal fee, good trip cancellation, other benefits) ... we are unable to go). After getting a few quotes between $300-$700 for insurance, one of the reps told us to look into credit cards that would likely be cheaper.A credit card could save you money by giving you cash back or access to specials and discounts. Choosing the right credit card for your lifestyle takes consideration. This article ...I have researched and it is mentioned Metrobank has a high foreign transaction fee. Any recommendations on Travel card best used abroad with competitive foreign transaction fee? I believe BPI has the lowest foreign transaction fee at 1.85%, which already includes the 1% assessment fee charged by Mastercard/Visa.Aug 19, 2023 ... Heard a lot of great things about Chase Sapphire Preferred, but also Capital One Venture - since I'm with Capital One already, would it be ...The Motley Fool has positions in and recommends Alphabet, Apple, JPMorgan Chase, and Visa. The Motley Fool recommends Marriott International and recommends the following options: long January 2023 ...Not an answer to your question, but before you switch from Cobalt just for the nofx, remember that Cobalt will still often earn the same multipliers when you are travelling and Scotia amex does not. For example: you will get 5% on the Cobalt at a restaurant in the US. minus 2.5% FX = 2.5% earn. Scotia Amex will be 1% earn … Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I would run your numbers and see if that is worth it to you, perhaps read this article , which includes the ~$12,667 annual spending breakpoint where the Venture starts outearning the ... For a card with no minimum income requirements, here are a few options, they're mostly going to be Amex cards. Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American Express Cobalt.Transunion FICO 8 (from Discover): 736. Oldest credit card account age with you as primary name on the account: 9-10 months. Number of personal credit cards approved for in the past 6 months: Zero. Number of personal credit cards approved for in the past 12 months: Three. Number of personal credit cards approved for in the past 24 months: Three.When it comes to Visa credit cards, the options are never-ending. There are Visa credit cards for all different types of people – whether you’re a student, an international travele...The Hotels.com® Rewards Visa® Credit Card also comes with Hotels.com Silver Status, which can give you free breakfast, spa vouchers, airport transfers and VIP access lines. It has a $0 annual ...Creek0512 • 1 mo. ago. Wells Fargo Autograph is the best no fee travel card, 3% back on travel, dining, gas, and streaming. No annual fee, no foreign transaction fee, and it's a Visa. Capital One SavorOne also has no annual fee and no FTF and 3% back on grocers, dining, and entertainment; so would be good everyday card. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. I use this for anything that doesn't fall into another category and when abroad, and for cell phone insurance. A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Some credit cards offer annual percentage rates that are even lower than this. The averag...15 Best Travel Credit Cards of March 2024. Updated: Mar 13, 2024. Written by. Sara Rathner. Senior Writer/Spokesperson. Reviewed by. Caitlin Mims. Content …What are the best credit cards for travel points? No annual fees : r/CreditCards. These cards typically have a much lower rate of return than a no-AF cashback card, so it's probably better to save up cashback with a cashback card and use that for travel instead.Best travel cards suggestions 2023. Card Recommendation Request (Template NOT Used) ~ I included some stats/info but this is mostly a general recommendation~. I don’t …At your income, I'm not sure if you're going to qualify out of the blue for all of these, so these are my recommendations, roughly best to worst. WF Active Cash. It's 2% back with cell phone protection so if you drop your phone, it's only $25 to fix. 2% back is the gold standard. While it's not the best % back, it's always good to have at least ...What is the best travel credit card, that is a question worth a lot of money. There are a ton of blogs out there hawking credit cards that have giant lists of the "best" credit card, …The real winner in the Cap 1 line-up is the Venture X, which is a premium travel card with a hefty $395 fee. But, you get premium benefits too, like lounge access, and if you DO travel and can use the annual $300 travel credit, plus the $100 annual bonus, it costs -$5 a year.Nov 3, 2023 ... The best credit cards for airline points aren't co-branded airline cards. You should earn points via a bank system where you can then transfer ... PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03). Transunion FICO 8 (from Discover): 736. Oldest credit card account age with you as primary name on the account: 9-10 months. Number of personal credit cards approved for in the past 6 months: Zero. Number of personal credit cards approved for in the past 12 months: Three. Number of personal credit cards approved for in the past 24 months: Three. Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all. Select Chase Cardholders: Spend $10+ at a Restaurant, Get $5 Cash Back. 161. 82. r/CreditCards. Join. • 10 days ago. $18k bill due from hotel. My partner and I travel a lot. We buy 2-8 domestic plane tickets a month, and 6-12 international flights a year. Most of these come with a hotel booking. I’ve done a little research and it looks like the capital one venture x rewards credit card is probably the best for us, but it feels really difficult to have all the details about each card. Venture X’s annual travel credit and annual anniversary points basically makes it a free card. You get like $400 I believe annually in travel credit but again you need to use it in portal. CSR gives a $300 annual travel credit but you don’t need to use it in the portal. If you want a card without an annual fee, look to WF Autograph. If you take road trips and need roadside motels look at Citi. Start with Double Cash and Custom Cash and link both cards. Double Cash can transfer to Wyndham 1:0.8 and to Choice 1:1.5. Then you might consider getting Citi Premier and adding more transfer partners and getting better transfer ratios for a $95 annual fee.Always pay the full balance each month. Another popular tip on Reddit is to always pay your credit card's full balance. When you pay in full every month, it keeps you out of debt. The card issuer ...The Chase Sapphire Preferred® Card is our overall pick for the best no foreign transaction fee card. It has a fairly reasonable $95 annual fee, offers solid earning rates for flexible rewards ...Valero, a popular gas station chain across the United States, has recently launched a new credit card program. The Valero New Card is designed to offer customers more benefits and ...The Hotels.com® Rewards Visa® Credit Card also comes with Hotels.com Silver Status, which can give you free breakfast, spa vouchers, airport transfers and VIP access lines. It has a $0 annual ...US bank altitude go: 4x points on dining, take out and delivery, $15 yearly streaming credit + 2x on streaming. I use this for restaurants and for streaming service. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that.It’s so worth it. Credit cards are also a lot safer than debit cards. Much better for personal finance reasons. Also nearly all good credit cards have 0 international transaction fees. Chase Sapphire (another good card) JetBlue, delta America express, etc. Virtual cards on the Apple Wallet is also extremely convenient.Looking for a credit card that offers the best cash back rates for travel expenses, not looking for points or miles. I want things like Airbnb (which register as travel expenses) to come back as easy cash back. I’m not sure I would be able to buy Airbnb with Chase Freedom Unlimited, which is the only cash back travel card I’m aware of.My credit score seems to be in the Good-Excellent range based on information I gathered. My current choices are Discover it Miles Card and Bank of America Travel Rewards Card. Both cards have 0 Foreign transaction fees and 1.5x rewards. It seems that they both would be accepted at the 7-11 ATMs, but I want to know which is more accepted in ...4 days ago · 4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ... The best cash back setup without dealing without with travel rewards/miles/points would be Bank of America IF you have Platinum Honors - effectively 2.625% is your lowest cash back bar and with the Custom Cash Rewards you’d get up to 5.25% cash back.. I’d also make a compelling argument for the US Bank Altitude Reserve Card on its own because of it’s …Nov 13, 2023 ... The credit cards my family currently holds r with chase & citibank mainly use chase freedom unlimited for purchases while citi is for costco & ...Jan 9, 2023 ... However, 2 cards that I will absolutely recommend are any of the Delta cards and the Bonvoy card. Plus Delta lounges>Amex lounges any day. If ...The Chase Sapphire Preferred® Card is our overall pick for the best no foreign transaction fee card. It has a fairly reasonable $95 annual fee, offers solid earning rates for flexible rewards ... I would suggest just a travel card with the airline you travel with most or whatever airline is most prominent at your local airport. A Plat/CSR/VX doesn’t really make sense for you right now. Your Apple Card and Amazon cards already have no foreign transaction fees for travel. The Amazon Card has CDW for rental cars. The sapphire preferred card is $95/yr. The sapphire reserve card is basically $150/yr. You should do a comparison and see if it’s worth it to get the next card up. How the combo works: use the unlimited card everyday for everything except dining and travel. Transfer ALL chase ultimate rewards (UR) points to your sapphire card. Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American Express Cobalt. American Express Gold Rewards. Scotiabank Gold American Express. Scotiabank More Rewards Visa.In comparison, the best credit card for travel that many of her wealthy clients use is the Amex Platinum card, which comes with free travel insurance and other neat perks. There’s a few sites that compare credit cards available in Canada: You do not need to switch your banking to open a credit card at another bank.Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American Express Cobalt. American Express Gold Rewards. Scotiabank Gold American Express. Scotiabank More Rewards Visa.Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for …It’s so worth it. Credit cards are also a lot safer than debit cards. Much better for personal finance reasons. Also nearly all good credit cards have 0 international transaction fees. Chase Sapphire (another good card) JetBlue, delta America express, etc. Virtual cards on the Apple Wallet is also extremely convenient. Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel. Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750. Oldest account age: e.g. 5 years 6 monthsFeb 5, 2024 ... Second, you might be better off just getting a couple good Cashback cards. But trying my best to answer your question as presented I would ...View community ranking In the Top 1% of largest communities on Reddit. Best Travel Credit Card? (Minimal fee, good trip cancellation, other benefits) ... we are unable to go). After getting a few quotes between $300-$700 for insurance, one of the reps told us to look into credit cards that would likely be cheaper.Credit cards offer various incentives to their customers in a bid to keep them loyal. This article brings to your knowledge the best credit cards currently available for a frequent...Capital One credit cards offer a variety of benefits, from travel rewards to credit-building options. Find out which one suits your needs best with Forbes' expert guide and comparison of the best ...Gonna depend on what hub is close to you, personally I think either delta gold or delta platinum is the best for an airline card. CSP or CSR for general travel. You really have to know what airline you plan to fly with to benefit from an airline specific card. But I find it hard to justify any airline card in general as a casual traveler.A debit card, can charge £1.38. A credit card, can charge £1.50. ATM usage on £250 withdrawal using a typical card: A debit card, £11.88. A credit card, £14.95 (before interest is applied) If ... Best Travel Credit Card.. Vote! Discussion / Conversation. Best travel credit card for: Yearly international travel to multiple countries in one trip (1-2 trips) Yearly domestic travel (2 trips) Upgrades to business and first class seats. I spend a lot on groceries, get weekly takeout/dine in, and have 2 streaming services. EnigmaShroud • 41 min. ago. American Express Platinum is a great travel credit card. c0horst • 1 min. ago. If you're 23 and want a starter travel card, just get a Chase Sapphire Preferred. Really hard to go wrong with that as …Valero, a popular gas station chain across the United States, has recently launched a new credit card program. The Valero New Card is designed to offer customers more benefits and ...Oct 21, 2023 ... Best rewards card for domestic travel? · Sapphire Preferred (CSP):. 3.1x on dining, online grocery, & streaming. 2.1x on travel/transit.For a card with no minimum income requirements, here are a few options, they're mostly going to be Amex cards. Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American …Best travel card for credit building: Capital One Quicksilver Secured Cash Rewards Credit Card View offer | Learn more The best travel credit cards in March 2024 Note: Rates, fees, and account ...One of the most crucial features to look for in a travel credit card is the absence of foreign transaction fees. These fees, typically ranging from 2% to 3% of each transaction, can …The real winner in the Cap 1 line-up is the Venture X, which is a premium travel card with a hefty $395 fee. But, you get premium benefits too, like lounge access, and if you DO travel and can use the annual $300 travel credit, plus the $100 annual bonus, it costs -$5 a year.Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all.The Platinum Card® from American Express. $695 (terms apply, see rates & fees) 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card ...1. American Express Cobalt® Card. Apply Now. American Express’s Secure Website. Welcome Bonus. Up to 15,000 Membership Rewards points. Annual Fee. …Great for: Travelers looking for a versatile credit card. You can move the rewards from this card to a plethora of loyalty programs, including Hyatt and United Airlines at a 1:1 ratio.. Annual fee: $95 Welcome bonus: Upon signing up, you’ll earn 60,000 bonus points after spending $4,000 on purchases within the first three months. This is …5 days ago · One of the best 0% APR travel credit cards is the Chase Freedom Unlimited® card. It offers an intro APR of 0% for 15 months on both new purchases and balance transfers, and it rewards you with 1.5 - 5% cash back on purchases – including 5% back on travel booked through Chase. Chase Freedom Unlimited®. Credit cards offer various incentives to their customers in a bid to keep them loyal. This article brings to your knowledge the best credit cards currently available for a frequent...The Bendigo Bank Ready Credit Card rated highly with its 0% foreign transaction fees, ongoing $0 annual fee and complimentary travel insurance. In addition to the 19.99% purchase rate and $5 ... The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%. A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Amex personal Platinum (great travel card - good offer and you intend to keep 2 years) $799 AF $200 annual travel credit $200 annual fine dining credit 70,000 MR after spending $10,000 Additional 30Kpts when you make a purchase between 14 and 17 months Earn 2MR/$ on dining and travel Gives gold status at Marriott and Hilton A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Are you planning a trip but don’t have a credit card? Don’t worry, booking a hotel without a credit card is still possible. In this guide, we’ll explore alternative methods for res...Both no international transactions and no annual card fees. I remember travelling abroad years ago with my sister and she had the Citibank card and I had the 28 degrees card. We bought stuff at the same shop and the Citibank one …Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time ... List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent ( non-promotional) 3% category cashback. We omitted cards with an annual fee. An annual fee card that often comes up is the American Express Blue Cash Preferred. Aug 13, 2023 ... If you don't want to spend more than $100 a year on a card, your options are Citi Prestige, Venture, Sapphire Preferred. You'll be able to ...Jan 14, 2024 ... Travel Credit Card Benefit Comparison · these cards all have fees that can reduce or nerf the value of the rewards · Visa/Mastercard is more ...Valero, a popular gas station chain across the United States, has recently launched a new credit card program. The Valero New Card is designed to offer customers more benefits and ...Hi, I am a bot and I've been summoned to help you get better advice on credit cards. There are A LOT of credit card options out there, and no card is the best for everyone. In order to get relevant advice for you please answer the following questions. What kind of benefits are you looking for? Do you want cash back, or travel rewards?Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, …Normal house water pressure, Personal websites, Carnival excursion promo code, Best video game ost, Nearest mechanic shop, E ink phone, Hard drive clone, Kayaking places near me, How to move out with no money, Ai resume review, Stihl ms 290, Attack on titan stream, Smile fries, How to boost internet speed

The Chase Sapphire Reserve is the nearly identical card to which I’m comparing. Reserve’s fee is $500. The Chase Sapphire Preferred has the $95 fee but not as many benefits, i.e. no lounge access, no Global Entry or TSA Precheck reimbursement, slower point accumulation, lower sign on bonus. ripson_noogie • …. Godaddy domain protection

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1. American Express Cobalt® Card. Apply Now. American Express’s Secure Website. Welcome Bonus. Up to 15,000 Membership Rewards points. Annual Fee. …Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for …One of the most crucial features to look for in a travel credit card is the absence of foreign transaction fees. These fees, typically ranging from 2% to 3% of each transaction, can …If you take road trips and need roadside motels look at Citi. Start with Double Cash and Custom Cash and link both cards. Double Cash can transfer to Wyndham 1:0.8 and to Choice 1:1.5. Then you might consider getting Citi Premier and adding more transfer partners and getting better transfer ratios for a $95 annual fee.trug4m3rgirl91. • 4 yr. ago. Depends on where you want to go etc but Citibank has a card for American airlines - American Airlines AAdvantage MileUp card - it has no annual fee and will give you 1 point per dollar on normal purchases and 2 points per dollar at grocery stores (unfortunately not wholesalers and a few other places) and 2 points ...The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. Establishing a positive payment history on a new cre...cashback. travel perks. Sign-Up Offers. Many of the best travel credit cards offer one-time or introductory incentives for approved applicants. Two of the most … costco card is 3% but only free if use costco (if you would have membership anyway) Garrison_Forrdd. • 2 yr. ago. Bank of America Cash Rewards Credit Card with 3% Choice (Travel) $2,500 each quarter. Read their fine print to see what is qualified as "Travel". partial_to_fractions. When it comes to Visa credit cards, the options are never-ending. There are Visa credit cards for all different types of people – whether you’re a student, an international travele...1. American Express Cobalt® Card. Apply Now. American Express’s Secure Website. Welcome Bonus. Up to 15,000 Membership Rewards points. Annual Fee. …The Points Guy's best travel credit cards. The Platinum Card® from American Express: Best for welcome offer. Capital One Venture Rewards Credit Card: …Oct 12, 2023 ... What's your travel credit card setup? · Amex Plat: flights, large purchases · Amex Gold: dining, grocery · Chase Sapphire Preferred: inter...Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a ... Current credit cards you are the primary account holder of: Chase Amazon Rewards Card, Chase Slate, PayPal Credit. FICO Scores with source (see note on FICO score sources below): Equifax 815, TransUnion 799. Oldest credit card account age with you as primary name on the account: Chase Amazon - ~8yrs. Number of personal credit cards approved for ... On a highly conservative 1.5 cents per point Aeroplan point valuation, that gives you a 1.5% base, 3% travel bookings/gas/transit, 4.5% streaming, 7.5% groceries/all foods and drinks earn rate from it's 1x, 2x, 3x, and 5x multipliers. $155 annual fee, 15k welcome bonus + $100 third party cash rebate.If you must have a hotel credit card, I think the new IHG Rewards Premier Card by Chase gives you the best bang for your buck. The current SUB is 140,000 after 3k spend, it's got decent earnings, free anniversary night, and you get Platinum Elite status. You also get $100 for TSA Precheck/Global Entry.Capital One has a $395 annual fee for the Venture X but comes with a $300 travel credit that can help you knock down the annual fee but the travel credit must be used on their portal. The Chase Sapphire cards advertise that you can redeem points at 1.25x (Preferred) or 1.5x (Reserve) but this is for their travel portal.bring a travel card, esp a Visa travel card and it will be widely accepted + no foreign transaction fees. I highly recommend Chase Sapphire as the best all around card and an excellent travel card. But for some things, you’ll still need cash, so use an ATM in Japan or exchange your currency for JPY at your home bank and bring … Chase Sapphire Reserve is good because you get a a $300 travel credit (for the couple of times a year you travel but also hits for things like tolls or parking) and earns pretty well (3x on dining + travel purchases) and can pair with Freedom [Flex] and Freedom Unlimited for 1.5% back on everything + 5% on rotating categories. Why We Chose It. The Citi Double Cash Card caters to beginners establishing good credit habits, since users will earn 2% cash back; 1% when they buy and 1% when they pay their statement. The Citi Double Cash is a great pick for those looking for the utmost simplicity and want cash back in their pocket.Hi, I am a bot and I've been summoned to help you get better advice on credit cards. There are A LOT of credit card options out there, and no card is the best for everyone. In order to get relevant advice for you please answer the following questions. What kind of benefits are you looking for? Do you want cash back, or travel rewards?4 days ago · 4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ... The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%. The Capital One SavorOne Cash Rewards Credit Card is a nice option for people who like a night out. It pays 3% cash back on dining and entertainment, as well as popular streaming services and ...Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Depending on the individual and the amount of research d...HSBC World Elite. Prince of travel has a good review on it. "HSBC credit card holders enjoy more flexibility with travel rewards. Points can be redeemed for a statement credit towards an eligible airline ticket, vacation package, car rental, hotel, cruise or rail ticket charged to an HSBC credit card. There are no blackout dates; …Here are the travel cards that I currently have: Eastwest Krisflyer Miles World (mastercard) - best miles accrual per spend. 6,000 bonus miles on 1st 3 months for total purchases amounting P200K, 10,000 bonus miles per anniversary year with at least P200K spent. Lowest forex rate at 1.7%. costco card is 3% but only free if use costco (if you would have membership anyway) Garrison_Forrdd. • 2 yr. ago. Bank of America Cash Rewards Credit Card with 3% Choice (Travel) $2,500 each quarter. Read their fine print to see what is qualified as "Travel". partial_to_fractions. Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750.The last card I opened was the Venture X more than 6 months ago. I am about to buy $4000 of airfare and maybe $1000 in other expenses in our trip. I don't think I'll be …Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a ...Not an answer to your question, but before you switch from Cobalt just for the nofx, remember that Cobalt will still often earn the same multipliers when you are travelling and Scotia amex does not. For example: you will get 5% on the Cobalt at a restaurant in the US. minus 2.5% FX = 2.5% earn. Scotia Amex will be 1% earn …Updated March 12, 2024. Travel credit cards help you earn valuable points and miles on your purchases. For maximum value, some cards earn rewards not only on …Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all.The 80K bonus. the annual 7500 bonus points which roughly equates to $112 I believe. Nerdwallet values their points at 1.5 cents, so 7500 * 0.015 = $112. The $75 annual southwest credit, which can be used on flights themselves. Together with the above this covers the $150 fee. Southwest is the only airline with a very specific …I use Chase, Amex, Citi, and Capital One ecosystems. If someone is going to use only one, Chase or Amex are generally the best. Citi and Capital One are good "companion" ecosystems, but IMO they have too many caveats to use exclusively. One of the biggest reasons is that both make it difficult to accumulate points.Many banks offer credit cards with great benefits for travelers. When looking for a credit card for travel, it’s important to determine which benefits are right for you. Some offer...The typical foreign transaction fee is about 3%. So if you went to London with a card that had a 3% fee and used it to buy something that cost $140, you'd be charged a foreign transaction fee of ...Oct 21, 2023 ... Best rewards card for domestic travel? · Sapphire Preferred (CSP):. 3.1x on dining, online grocery, & streaming. 2.1x on travel/transit.Creek0512 • 1 mo. ago. Wells Fargo Autograph is the best no fee travel card, 3% back on travel, dining, gas, and streaming. No annual fee, no foreign transaction fee, and it's a Visa. Capital One SavorOne also has no annual fee and no FTF and 3% back on grocers, dining, and entertainment; so would be good everyday card.May 14, 2023 ... Either Chase Sapphire Preferred or United Explorer card are good entry-level travel cards for someone in your situation. (maybe get both?) If ... Good options include the Scotia Passport Visa Infinite, HSBC WE MC, and Brim WE MC. The HSBC card has a ton of good sign up bonuses and the annual travel credit basically offsets the annual fee. The Brim card has the highest earn rate and first year is free but after that the annual fee is pretty steep. When redeeming 500 pesos, here's the comparison: Citi Premier -75,500 pesos (P30 - 1 miles) Citi Platinum - 255,000 pesos (P30 - 1 pt) Compared to other cards: RCBC Black Platinum - 118,800 pesos (basing this on Php36-1 PT except on supermarkets, drugstores, or gas stations purchases which is at 125) SB Platinum - 166,680 pesos (P20 - 1 pt) r ...Another option is Citi because they have a 1 cpp cash redemption, plus their cards have great multipliers and they don't include a rotating category card. The cards are Citi Premier, Double Cash, Custom Cash, and Rewards+. It does have drawbacks compared to Chase such as lack of travel protections, but it's an optimal cash back setup that has ...The $400 AF is offset by $325 in travel or dining credit a year and when you use their RTR for travel you can get 1.5x value off your points. Venture X is a good card. The two drawbacks are that it has no domestic airline partners and that the hotel transfer options are Choice and Wyndham.5 days ago · 5.0. Up to 5x Reward Rate. Earn 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on Read More. Welcome Bonus. 60,000 bonus... The Capital One Venture X Rewards Credit Card ( rates & fees) is among the best travel cards on the market in any category. The points are easy to earn and simple to redeem, plus the card comes ...View community ranking In the Top 1% of largest communities on Reddit. Best Travel Credit Card? (Minimal fee, good trip cancellation, other benefits) ... we are unable to go). After getting a few quotes between $300-$700 for insurance, one of the reps told us to look into credit cards that would likely be cheaper.Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time ... costco card is 3% but only free if use costco (if you would have membership anyway) Garrison_Forrdd. • 2 yr. ago. Bank of America Cash Rewards Credit Card with 3% Choice (Travel) $2,500 each quarter. Read their fine print to see what is qualified as "Travel". partial_to_fractions. Gas - Sam's MasterCard 5% Cashback any gas station 6k limit or use categories / quarters with other cards. Target - Red Card 5% in store or online. Walmart - Walmart store card 5% online 2% in store. Groceries - Citi Custom Cash. Amazon - Amazon store card 5% including the annual Prime membership. My partner and I travel a lot. We buy 2-8 domestic plane tickets a month, and 6-12 international flights a year. Most of these come with a hotel booking. I’ve done a little research and it looks like the capital one venture x rewards credit card is probably the best for us, but it feels really difficult to have all the details about each card. Jun 7, 2023 · Capital One Venture Rewards Credit Card. Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening. 5 miles per dollar on hotels and rental cars booked and paid for in the Capital One Travel portal. 2 miles per dollar on all other purchases. Citi Premier Card. Jan 25, 2024 ... Getting into travel credit cards · Because it gets 2x on everything, Venture X is a great catch-all card. · In order to get the higher 5x/10x .....What is the best travel credit card, that is a question worth a lot of money. There are a ton of blogs out there hawking credit cards that have giant lists of the "best" credit card, …Aug 19, 2023 ... Heard a lot of great things about Chase Sapphire Preferred, but also Capital One Venture - since I'm with Capital One already, would it be ...Many banks offer credit cards with great benefits for travelers. When looking for a credit card for travel, it’s important to determine which benefits are right for you. Some offer... Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. I use this for anything that doesn't fall into another category and when abroad, and for cell phone insurance. Why We Chose It. The Citi Double Cash Card caters to beginners establishing good credit habits, since users will earn 2% cash back; 1% when they buy and 1% when they pay their statement. The Citi Double Cash is a great pick for those looking for the utmost simplicity and want cash back in their pocket.Annual fee: $95. Other benefits and drawbacks: The Credit One Bank Wander® Card earns 5% to 10% back on travel purchases with no maximum rewards limit. You can also automatically earn bonus ...Apart from the above-mentioned top credit cards in India, the best credit cards also vary across different categories. We have further listed the 25 best credit cards in India across multiple categories- Cashback & Shopping, Travel, Fuel, Premium, and Rewards.We have talked about the major benefits of the cards along with a few reasons …Platinum Card® from American Express. Great for infrequent travelers. Bank of America® Travel Rewards credit card. Great for international travelers. Chase Sapphire Reserve®. Great for domestic travelers. Southwest Rapid Rewards® Premier Credit Card. We’ve dug into the fine print to find the best …Definitely look at the CapOne Savor with your spending: 4% on dining, entertainment, 3% geoceries, and 10% on Uber/Uber Eats. A card for high spending in food delivery & ride-sharing but rewards not centered around travel, for someone with high income. This is honestly perfect for the Bank of America PR. If you don't want travel cards, I'd go ...Feb 3, 2024 ... Chase is a good option because their UR points are worth at least 1 cpp, but sometimes gift cards are 1.1 cpp. In May and November, UR are worth ...Jun 22, 2023 ... Whats the best credit card for travel? · Eastwest Krisflyer - low forex, high mile earning · BPI Visa Sig - low forex, lounge access · RCBC&nb...Both no international transactions and no annual card fees. I remember travelling abroad years ago with my sister and she had the Citibank card and I had the 28 degrees card. We bought stuff at the same shop and the Citibank one …I will be focusing mainly on the 4 major travel card lenders (American Express, Chase, Capital One, and Citi) since these are the travel cards talked about most often. However, there are cards from other lenders …Hey yall, I’m trying to come up with a credit card strategy for the new year. This is my current strategy, can anyone recommend a better setup? My goal is to maximize rewards. I’m open to applying to a new card as well. Amex Green: -Food/restaurants/dining 3x -Transit 3x -Travel 3x Amex Blue Cash Everyday -Groceries 3% -Online Retail 3% Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay. Nov 12, 2022 ... Capital One Venture X. The $300 yearly credit and 10k annual points are an easy way for the card to pay for itself. And it comes with Priority .... How much to change brake fluid, Fast track express inc, Brown roof house, How to watch netflix for free, Best resume formats, How much does a septic tank cost, Nba streams nba, Where to stream ink master, Pedego electric bike, San diego family resorts, Target apple music, Gainesville food, Carbon monoxide alarm going off, Coolest rides at disney world, How much do water heaters cost, Meta quest 3 vs psvr 2, Vrssf message board, Screwing subfloor.